You must have motor insurance to drive a car in your own name or as a named driver on someone else's policy.
Failure to have motor insurance or driving without insurance in Ireland is generally punishable by:
The court may decide that you be disqualified from driving instead of incurring penalty points. In that case, you will be disqualified for 2 years or more for a first offence and 4 years or more in the case of a second offence committed within 3 years of the first.
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